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| Join us and our honorary hosts at our 15th Annual Conference in San Diego at the Town & Country Resort Hotel and Conference Center September 24 - 27, 2012 |

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| www.paymentconference.com |
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| Utilities and Exhibitors consider submitting a Presentation Proposal
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| Exhibitors |
| Announcements |
| The 2012 Utility Payment Conference Planning Committee is currently reviewing presentation proposals for this year's conference. Consider submitting a presentation proposal today. |
| 2012 Planning Committee (left to right): Amanda Johnson., UPC, Debbie B., SoCal Gas, Mary Lou Rodriguez, San Diego Gas & Electric, Beth C., Entergy, Rose Clemensen, UPC |
| Richard Fraher, Vice President and Counsel to the Federal Reserve System Retail Payments Office (RPO), is scheduled to speak at our conference in September regarding Rules, Regulations and the latest payment information. He will also participate in the Fraud, Data Security Panel. A Mobile Payment and Credit and Collection presentation is scheduled for the September conference. If you are interested in being part of the panel submit a proposal today! |